Top #5 Reasons why you need the HDFC Ergo Health Insurance Company Plans. false. I could not ask for a better service. Home Insurance for Washing Machine|Home Insurance for Air Conditioner| Property&Misc Insurance|Risk Consulting Services| You need to submit the necessary documents with KYC and NEFT details of the insured individual and write to healthclaims@hdfcergo.com for both cashless as well as reimbursement procedure of claim. Let’s take an example – Suppose you are having health insurance of Rs. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family. my:health Women Suraksha Critical Illness Comprehensive Plan| HDFC Ergo General Insurance Optima Restore Plan. Star Health. Remember, you can make use of net banking, debit card, or credit car to pay the health insurance premium as the company allows flexible payment modes. So, it is essential to have a health plan that provides you … The medical expenses in India have gone up at a very high rate in the last few years. Personal Accident|my:health Suraksha Silver Smart| Additionally, the policy comes with three incredible benefit- restore, multiplier and stay active. This includes • Hospital room rent or boarding; • Nursing; • •Intensive Care Unit HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. Student Suraksha Insurance| Annual Multi-trip Insurance| Rs 3 Lac, 5 Lac, 10 Lac, 15 Lac, 20 Lac, 25 Lac, 50 Lac. 5 Lakhs per year so, resto… 1 Crore+ happy customers insured with HDFC ERGO till now. HDFC Ergo's medical policies are grouped into three … Here are some logical reasons why you need the HDFC Ergo Health Insurance Company Plans: 1. Since my health plan was issued from InsuranceDekho, I decided to renew it using the same platform without going anywhere else. HDFC Ltd is a leading Indian Financial Services Company and it’s a major provider of housing finance in India. HDFC ERGO Health (formerly known as Apollo Munich)- Optima Restore Health Insurance Plan is an individual plan that comes with an auto-restoration benefit. But after visiting the website, she purchased the HDFC Ergo General Insurance Optima Restore health insurance all by herself. From:Satish Dhamane Date: Sat, Sep 9, 2017 at 3:37 PM Subject: Appriciation To: Mohit Kumar Dear Mr.Mohit Kumar I have purchased a term plan for my daughter (Ms.Anita Dhamane - Policy No.12000422xxxxxx )from HDFC. Two Wheeler Insurance Comparison| HDFC Ergo helps its customers ‘Take it easy. Step 1: Review the plan benefits, coverage, premium and exclusions. however i have decided to renew my easy health policy and do not this policy . Please rotate to portrait mode for better experience. Claim form| KYC Form|Other Documents, Procedure to make changes: Health Insurance|Home Insurance| 5 . Cashless Health Insurance|Health Insurance Premium Calculator Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others. my:health Women Suraksha Cancer Plus Plan| I appreciate the help. Medisure Classic/Medisure Super top up pre policy checkup status| For Claim/Policy related Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. Motor Insurance:Private Car Insurance| Two Wheeler Insurance| I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. the sum insured becomes 6lakhs. In my opinion it is the best policy. The claim process for HDFC Ergo Health Optima Restore is simple and easy to understand. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. I checked and chose the Optima Restore plan for my family. HDFC Ergo health insurance is a leading health insurance provider. Motor Insurance| Travel Insurance| Please note I am no insurance advisor but a dentist by profession. Family Health Optima Family Floater 5 Lakh. Customer Reviews Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. Check features, benefits, reviews, premium details online. My friend suggested me to check InsuranceDekho which I did and got to know everything I needed to know about claim settlement procedure. Your premium at renewal may change due to a change in your age or changes in the applicable tax rate. It offers a ‘restore’ benefits which automatically restores the basic sum insured in case you consume it … HDB Financial Services|HDFC Pension. Company). Hospitalization charges more than 24 hours is covered. For better health. The customer care number for HDFC Ergo is 022 6234 6234. my:health Women Suraksha Cancer Plan| If not approved, claim for reimbursement after discharge. my:health Suraksha Silver|my:health Suraksha Silver with ECB&Rebound| The budget range was wide and the benefits were remarkable. HDFC ERGO Health Insurance Plans Company Overview. Optima Senior Plan Review. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company Optima Restore, Policy Wording HDFC ERGO Health Insurance Limited We will cover the Medical Expenses for: In addition to the waiting periods (Section 5a) and general exclusions (Section 5c), We will also not cover expenses 1. a. In-patient Treatment. Home Insurance for Jewellery|Home Insurance for Refrigerator| Home Insurance for Lighting| Home Insurance for Electronic Equipment| Home Insurance for Landslide| Home Insurance for Earthquake| Building Insurance| Property Insurance| Flood Insurance| Monsoon Insurance| Home Content Insurance| Theft Insurance, Other Insurance: Standard Fire&Special Perilis Insurance|Rural Insurance| my:health Suraksha Gold Smart| my:health Suraksha Platinum Smart| I was convinced to buy my insurance from this platform only. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore plan. Again if you have made no claims in the 2nd year the basic sum insured will double i.e. Below are the benefits you will get as a policy holder. It offers coverage on individual or family floater basis given below are the details of each plan. Experience the convenience.\' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. When I issued HDFC Ergo General Insurance’s Optima Restore plan, InsuranceDekho seemed convenient for the purpose. I continued with my queries regarding HDFC ERGO General insurance’s Optima Restore. When I visited InsuranceDekho, the profound details of numerous policies made me amazed. Optima Restore. Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request. Premium Calculator for HDFC Ergo Health is an extremely useful tool for Health Insurance Agents - Are you an Health Insurance Agent? Their plans aren't the most affordable on the Indian health insurance market, but annual premiums start 5% cheaper than average. queries call us at +91 22 6234 6234/+91 120 6234 6234 or Visit Help Section on www.hdfcergo.com for policy copy/tax certificate/make changes/register & track claim. Once your request for reimbursement of expenses is approved, the claim will be settled. HDFC Ergo Health Insurance Plan Benefits and Exclusions. IRDAI Website, Read in Hindi: About Coronavirus Health Insurance|Health Insurance Hindi|Car Insurance Hindi|Two Wheeler Insurance in Hindi|Home Insurance in Hindi, Other Important links: HDFC Bank|HDFC Life| HDFC ERGO General optima senior plan is one of the best health plans for senior citizens to invest in. Customer Reviews 1 Crore+ happy customers insured with HDFC ERGO till now. Health Insurance Customer Reviews. I requested InsuranceDekho to my spouse to check for a suitable health insurance policy for us. Personal Accident Insurance, Others: Insurance FAQs|Glossary|Travel Media Assist| I was checking how Whatsapp communication works on the platform of InsuranceDekho. Health Insurance on Installments| Health insurance Portability| Corona Kavach Policy| Healthcare Insurance|iCan Health Insurance | Energy Health Insurance | Health Wallet Insurance - Family | Health Wallet Insurance - Individual | Optima Restore - Family | Optima Restore - Individual, Travel Insurance: Individual Travel Insurance|Family Travel Insurance| Private Car Insurance| Critical Illness|Travel Insurance| Apollo Munich Optima Restore is different from other health insurance plans due to its restore & multiplier benefits. Motor Insurance ... Optima Restore Family Floater 5 Lakh. i have requested them to refund it to credit card account urgently . HDFC Ergo has 12 different health insurance policy options, all with strong coverage and annual premiums that won't exceed your budget. I gave my Whatsapp number on the InsuranceDekho website to contact them and learn about the available plans of HDFC ERGO General Insurance. The website was easily comprehensible, the steps were simple to follow and the payment was done without any complications. Travel Insurance For Senior Citizens| HDFC ERGO Health Optima Restore Plan. HDFC ERGO Health (formerly known as Apollo Munich) Optima Restore plan There is nothing better than a health insurance plan you can gift your family. H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Travel Insurance for France|Travel Insurance for Germany|Travel Insurance for Japan| When I issued HDFC Ergo General Insurance’s Optima Restore plan, InsuranceDekho seemed convenient for the purpose. Casualty Insurance| Group Insurance| Mukesh Kumar| I could not ask for a better service. please refund at the earliest . ALL YOU NEED TO KNOW. India's 1st IRDAI Approved Insurance Web Aggregator Our Products. Step 3: Based on your age, health declaration and coverage you have choosen you will be called for a medical check-up. I wanted to get some more details about HDFC Ergo General Insurance’s Optima Restore. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, my:health Women Suraksha|Arogya Sanjeevani| false. Liability Only Insurance| Commercial Vehicles Insurance| Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission. one day in an accident my leg was damaged. How to buy Best coverage offered by HDFC ERGO Health Formerly Apollo Munich Optima Senior citizen health insurance? I clicked on InsuranceDekho and found a bunch of affordable plans. false. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. - Are you still using Calculator and Excel to calculate Premiums? S.Gopala Krishnan, Customer Reviews: Health Insurance|2 Wheeler Insurance| I have just successfully completed the renewal of HDFC Ergo General Insurance’s Optima Restore plan. my:health Women Suraksha Cardiac Plan| https://www.bankbazaar.com/reviews/apollo-munich/health-insurance.html #1.5 Crore+ Active Customers upto Sept - 2020 © HDFC ERGO General Insurance Company Limited. CIN: U66030MH2007PLC177117. So, I bought HDFC Ergo General Insurance’s Optima Restore plan. Personal Accident|Home Insurance|Student Suraksha, Downloads: Brochure|Prospectus|Proposal Form|Policy Wording| I compared the premium quotes along with the benefits and bought HDFC Ergo General Insurance’s Optima Restore plan. IRDAI Registration Number : 146 (Registration type: General Insurance 4.4 22662 reviews. I gave my Whatsapp number on the website and got a reply. I had paid Rs 33142.90 as premium for optima restore policy by HDFC ergo health on 20 Apr 2020 vide prospect no NW1A1FE10P. Bike Insurance| Vehicle Insurance| HDFC Securities| HDFC Mutual Fund|HDFC Sales| HDFC ERGO Health Insurance for Senior Citizen, HDFC ERGO Health Insurance for Individual. They stepped up to help me with all my queries. Benefit #1 – Restore Benefit In Apollo Munich Optima Restore policythere is restoration benefit, which means that when you file for a claim in any year and the sum insured (plus the bonus, if any) is totally exhausted, then it will automatically be refilled to the extent of your basic sum insured. The plan comes with three incredible benefits- Restore, Multiplier and Stay Active. Once your request is approved, claim is settled. I have done some of my own study in search of an insurance plan for my family. About HDFC ERGO Optima Restore Health Insurance. International Travel Insurance, Home Insurance: Home Insurance For Tenants|Home Insurance For Owners| Star Health. Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. | The website was easily comprehensible, the steps were simple to follow and the payment was done without any complications. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family.. How it works – This policy can be taken for self, spouse, dependent children and dependent parents.This policy covers all basic hospitalization expenses with the benefit of restoring the initial Basic Sum Assured if it is utilized for … Travel Insurance for Malaysia| Travel Insurance for Singapore|Travel Insurance for Thailand| So, I contacted the customer team of insurancedekho.com. then I apply to get money from hdfc ergo and I downlode it's application. 4.4/5. Travel Insurance for USA|Travel Insurance for UAE| Travel Insurance for UK| Terms and Conditions Applied. 13123 4 . Features Features. 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